Lenders & Financing Resources
Access to the right financing is often the difference between an idea staying on paper and a business moving forward. Below are trusted lending and funding resources commonly used by startups, small businesses, and growing companies. These resources are provided for informational purposes to help you understand available options and prepare lender-ready documentation.
BizzPlanz does not represent or endorse any specific lender. Our role is to help you prepare clear, professional business plans and financials that meet lender expectations.
Almost all venues will require a solid Business Plan and impeccable presentation of the vision and plan. It is like standing in front of the Shark Tank team presenting your idea for the much needed funding.
SBA-Approved Lenders
SBA loans are issued by banks and financial institutions approved by the SBA. These lenders follow SBA guidelines while setting their own underwriting requirements.
Working with an SBA-approved lender typically requires:
A lender-ready business plan
Financial projections
Clear use of funds
Owner background and experience
Community Development Financial Institutions (CDFIs)
CDFIs are mission-driven lenders that focus on supporting small businesses, underserved communities, and local economic development.
They may offer:
Smaller loan amounts
More flexible underwriting
Technical assistance alongside financing
CDFIs are a strong option for early-stage or non-traditional businesses.
Traditional Banks & Credit Unions
Banks and credit unions provide conventional business loans, lines of credit, and commercial financing.
These lenders typically require:
Strong financials
Clear business history or projections
Demonstrated repayment ability
Local and regional banks often offer more personalized guidance than national institutions.
Economic Development Organizations
Many cities, counties, and states offer loan programs, grants, or incentives to support business growth and job creation.
These programs may include:
Low-interest loans
Matching grants
Export assistance
Industry-specific incentives
We recommend checking your local economic development agency for opportunities.
Export & International Trade Financing
Businesses expanding into international markets may qualify for specialized financing and guarantees.
These programs support:
Export working capital
International expansion
Trade risk mitigation
🔗 https://www.sba.gov/international-trade
🔗 https://www.export-importbank.com
Preparing to Work with a Lender
Most lenders expect:
A clear business plan
Financial projections aligned to your model
Market and industry context
A defined use of funds
BizzPlanz helps you prepare these materials so you can approach lenders with confidence and clarity.